Tag Archives: Katherine Jamieson

Service work can make a difference in your community and career

By Katherine Jamieson, Michigan State University Extension

 

Are you looking for help to pay off student loans or save money for college? Do you need to add relevant work experience to your resume? Are you trying to enter or re-enter the workforce? Do you want to make a difference in your community? If you answered yes to any of these questions, consider becoming a member of AmeriCorps or Senior Corps. If you answered yes to any of those questions and would like to accomplish that feat within Michigan 4-H, consider joining 4-H STEAM Corps.

 

Michigan State University Extension will be expanding its 4-H programming impact through 4-H STEAM Corps, an AmeriCorps program that will place 30 full-time members in MSU Extension 4-H offices across the state to provide science, technology, engineering, arts and mathematics (STEAM) enrichment programming via 4-H SPIN Clubs and 4-H Tech Wizards. Through this program, MSU Extension will expand 4-H SPIN clubs by potentially creating 600 new SPIN clubs in 30 counties across the state reaching over 3,200 youth. Members will serve from September 2018 through July 2019. The program is contingent upon funding by the Corporation for National and Community Service and Michigan Community Service Commission. Contact Rachel Puckett at pucket21@msu.edu for more information.

 

AmeriCorps and Senior Corps programs are operated by the Corporation for National and Community Service, a federal agency established in 1993 whose mission is “to improve lives, strengthen communities, and foster civic engagement through service and volunteering.” The Corporation for National and Community Service employs 75,000 individuals across the United States in a variety of public service assignments aimed to meet critical needs in the community. At 21,000 locations nationwide, national service members are making a difference in their community through projects focused on disaster preparedness and relief, the opioid epidemic, youth mentoring, college access and readiness, conserving our environment and improving the economic opportunity of our veterans and limited income families.

 

In addition to making a positive impact on others and serving your country, there are many other benefits to becoming a national service member. Full-time members typically receive:

  • Modest living allowance or volunteer stipend
  • Limited health benefit option
  • Student loan deferment
  • Educational award to pay for college, technical school or repay student loans
  • Skills and training

Furthermore, the Corporation for National and Community Service found service work also spurred personal and professional growth. According to the Corporation for National and Community Service Office of Research and Evaluation 2013 study, volunteering is a positive pathway to employment. They found volunteers in general were “27 percent more likely to find a job after being out of work, and that number jumped to 51 percent for volunteers without a high school diploma” and 55 percent increase for those in rural America. The Corporation for National and Community Service 2017 State of the Evidence Annual Report also found:

  • 9 out of 10 alumni reported their experience increased their problem-solving abilities.
  • 8 out 10 alumni indicated their experienced benefitted their career path.
  • 79 percent are, or plan to become, actively involved in their community after service, compared to 47 percent prior to service.

According to the National Service 2018 Impact Report, locally Michigan has 1,710 service locations with 9,360 AmeriCorps and Senior Corps members hard at work improving lives and communities, with the Corporation for National and Community Service contributing 63.1 million in program funding.

 

Don’t get scammed this holiday season

By Katherine Jamieson, Michigan State University Extension

 

The biggest shopping days of the season are fast approaching. According to “Consumers and retailers win big over Thanksgiving holiday” from the National Retail Federation, from Thanksgiving Day through Cyber Monday, more than 174 million Americans shopped in stores or online in 2017. According to the 2018 Consumer Holiday Spending report by OpenX and Harris Poll, predictions show that holiday spending is going to be even greater.

 

With more spending comes more opportunities to get swindled. Michigan State University Extension recommends these tips and suggestions to avoid being scammed.

 

Only give to charities you trust and know. Holidays are a time for giving and some people can take advantage of your good will. Give smarter by learning about the charities you plan to give to, making sure they are legitimate. Look them up on the Charity Navigator who rates charities based on financial health, accountability, transparency and other factors.

 

Be cautious of contests. Many scammers use telemarketing to tempt consumers with prizes from fake contests. Be skeptical if you get a call out of the blue about winning a big ticket item like the newest iPhone or luxury vacation. Don’t put down a deposit or provide the caller with your personal information.

 

Beware of bait and switch. Peddlers of fake merchandise items do a booming business during the holidays as people shop for the most popular, high ticket items like watches, designer handbags and electronics. The rule of thumb here is one you’ve heard before: “If it seems too good to be true, it probably is.”

 

Check the authenticity of purchased gift cards. Gift cards have been increasingly popular, so make sure your gift card has not been tampered with. Check the scratch-off personal identification numbers to ensure it is still intake. The Better Business Bureau also urges caution if you buy your cards from an auction or third-party website (a site that doesn’t belong to the retailer offering the cards). The card may have already expired, has no value or was obtained illegally.

 

Limit your chances of identity theft. While identity theft is an issue throughout the year, it happens even more often during the holidays. You’re probably giving out your personal information more often and freely than you even realize. Many retailers are now asking for your zip code, phone number and email address at checkout. None of this is necessary to complete a retail transaction. You can politely decline to give this information. It is best to keep sensitive information private.

 

Secure your online shopping. When you are buying online, make sure to shop on your home or other secure Wi-Fi network. You will also want to stick to secure web pages when making your purchases. Be careful of giving personal information when clicking on email links. It is better to type the company’s URL into your browser instead. This way you can see if it is a secure web page (it would have a padlock symbol and “https:” at the beginning of the URL). Make your computer is safe by using firewalls, anti-spyware and anti-virus software. Keep all software and browsers updated.

 

Unfortunately, there are new scams each year and it’s hard to keep up on all of them. Protect your wallet, purchases and identity by shopping safer and smarter this holiday season.

 

Don’t get scammed this holiday season

By Katherine JamiesonMichigan State University Extension

 

According to “Consumers and retailers win big over Thanksgiving holiday” from the National Retail Federation, from Thanksgiving Day through Cyber Monday, more than 174 million Americans shopped in stores or online in 2017. According to the 2018 Consumer Holiday Spending report by OpenX and Harris Poll, predictions show that holiday spending is going to be even greater.

 

With more spending comes more opportunities to get swindled. Michigan State University Extension recommends these tips and suggestions to avoid being scammed.

 

Only give to charities you trust and know. Holidays are a time for giving and some people can take advantage of your good will. Give smarter by learning about the charities you plan to give to, making sure they are legitimate. Look them up on the Charity Navigator who rates charities based on financial health, accountability, transparency and other factors.

 

Be cautious of contests. Many scammers use telemarketing to tempt consumers with prizes from fake contests. Be skeptical if you get a call out of the blue about winning a big ticket item like the newest iPhone or luxury vacation. Don’t put down a deposit or provide the caller with your personal information.

 

Beware of bait and switch. Peddlers of fake merchandise items do a booming business during the holidays as people shop for the most popular, high ticket items like watches, designer handbags and electronics. The rule of thumb here is one you’ve heard before: “If it seems too good to be true, it probably is.”

 

Check the authenticity of purchased gift cards. Gift cards have been increasingly popular, so make sure your gift card has not been tampered with. Check the scratch-off personal identification numbers to ensure it is still intake. The Better Business Bureau also urges caution if you buy your cards from an auction or third-party website (a site that doesn’t belong to the retailer offering the cards). The card may have already expired, has no value or was obtained illegally.

 

Limit your chances of identity theft. While identity theft is an issue throughout the year, it happens even more often during the holidays. You’re probably giving out your personal information more often and freely than you even realize. Many retailers are now asking for your zip code, phone number and email address at checkout. None of this is necessary to complete a retail transaction. You can politely decline to give this information. It is best to keep sensitive information private.

 

Secure your online shopping. When you are buying online, make sure to shop on your home or other secure Wi-Fi network. You will also want to stick to secure web pages when making your purchases. Be careful of giving personal information when clicking on email links. It is better to type the company’s URL into your browser instead. This way you can see if it is a secure web page (it would have a padlock symbol and “https:” at the beginning of the URL). Make your computer is safe by using firewalls, anti-spyware and anti-virus software. Keep all software and browsers updated.

 

Unfortunately, there are new scams each year and it’s hard to keep up on all of them. Protect your wallet, purchases and identity by shopping safer and smarter this holiday season.