By ASCET Community Action Agency

Data from 2012 indicates that 60% of Michigan residents don’t have an emergency fund. What happens when their car breaks down or a family member gets sick? How do they find the money for these unplanned expenses?

Living pay check to pay check is stressful; it can feel like you will never catch up. Many people find money management training helps. With the right tools and dedication, it is possible to save up for that rainy day!

January is a great time to set goals for the upcoming year. If financial health is one of your New Year’s resolutions, there are many programs in Kent County that can help. For example, MSU Extension offers the Money Management Series. Money Management is a Personal Financial Education Program that gives participants information and tools to manage their finances, achieve goals and increase their financial stability. In this series, you will learn the following skills:

• Making Money Decisions
• Creating & Managing Spending Plans
• The Importance of Saving & Investing
• Credit Card Use & Paying Off Debt

After taking financial classes through MSU Extension, 84% of participants reported keeping track of spending and income as well as saving money regularly.  Are you ready to meet that New Year’s resolution of better financial health? The next series begins on February 8 in Grand Rapids!

Pre-registration is required. Learn more about the program and how to register online here. .  

Your Community in Action! is provided by ASCET Community Action Agency. To learn more about how they help meet emergency needs and assist with areas of self-sufficiency, visit www.communityactionkent.org